Savings & Investments

It's a known fact that leaving your money in the bank these days will yield very little return and in fact your hard earned savings are often being corroded by inflation. Whether you are looking for a short term deposit account or a medium to long term regular savings plan, we can help make sure that your money is working for you.

Alternatively, our Retail Banking division has access to all key indexes and markets with sector and analyst coverage 24/7. If you are looking to diversify your current portfolio or to start building one for your future, our advisors will be able to offer you the right advice along with the correct path to financial security on the Global Markets.

Investing with us

If you are a private investor, institutional fund, family office or private financier looking for the following types of opportunities, we would love to hear from you. Gerhard Moser Investment Capital Holdings have always had a vibrant investment ecosystem, however with the plethora of new platforms, networks and ways of investing or lending your capital that have emerged in the last few years, finding good off-market opportunities has become much harder. Collectively, our team has genuine first hand experience in founding and running businesses, including significant backgrounds in managing venture funds.

This background has given us real skill and experience in sourcing the best opportunities for investment capital of all types, including equity, alternative finance and off-market property. Gerhard Moser Investment Capital Holdings specialise in investments in established, small and medium sized private companies or development projects across most sectors, stages and regions, although ultimately our selection has to be driven by our investors' appetites. We continue to ensure that we attract a strong and varied deal flow, with each opportunity beginning it’s journey with us through a rigorous vetting system, to ensure it’s the right fit for us and our investors.

Sensible Investing

The first principle of investing is to never forget that it’s your money that is being invested. Therefore it is important that, prior to making any investment decision, you ensure that you understand what you are investing in, its risks and rewards and that these fit to your needs, time frame and appetite for risk. This is particularly true in the aftermath of the recent Global Financial Crisis, which revealed with disturbing frequency poorly understood or managed investment products. It is now more important than ever to understand the choices available to you as an investor and to seek clarity prior to investing so that your decisions are informed.

There are some basic rules to investing that should always be at the forefront of an Investors mind. One of these is to ensure you have an appropriate strategy that is designed to achieve your goals, that considers risk - both underlying investment risk as well as asset allocation and volatility - and provides effective diversification. With diversification, the spreading of your investments over a range of distinct categories ensures that no single investment puts at risk the majority of your investment portfolio. The old adage of not putting all your eggs in the one basket, which some may consider trite, should not be forgotten.


5 tips for saving and investing

  • Pay yourself first

    Save part of your monthly income as soon as you get it, rather setting aside whatever’s left over.One way to do this is to set up automatic transfers from your bank account to a savings account or investment account.

  • Understand investment costs

    Whether you’re talking about stocks and bonds, mutual funds, broker commissions or retirement plan management fees, virtually all investments involve costs that investors should understand.

  • Stick to an investment plan

    A stock market dip can be a good buying opportunity for steady investors who want to add to their portfolio. Review your investment strategy once or twice a year, and don’t let headlines throw you off track as you allocate your funds.

  • spend less, save more

    Saving often starts with spending less. Whether it’s a premium coffee or clothing at retail prices, most people can find things to trim from their budgets. When you cut back on spending, don’t leave the savings in your pocket, stransfer the money to a savings account where it will be out of reach.

  • Take small steps to saving

    If you find saving to be a challenge, start by trying to save just a small amount for a specific expense. If you’re unable to save any money for long-term investments, you’re living above your means. That calls for major adjustments, like trading in a new car for basic reliable transportation or moving to more affordable housing.


We believe that financial security is one of the most important factors when it comes to investment.


By analysing all portfolios top to bottom we provide an in depth account for maximum profitability


We know how important it is to provide for the future and we keep this at the heart of our philosophy

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Key Considerations

  • Initial risk assessment
  • Identifying your goals and aspirations
  • Growth, income and protection make top optimized portfolios
  • Most cost effective solutions all round

Our Added Value

  • Fully qualified advisers
  • Bespoke portfolio optimization system
  • Private banking fund platform
  • Non-market correlated funds

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