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Wealth Management

Wealth management is very straightforward. From the affluent individual’s perspective, wealth management is simply the science of solving/enhancing his or her financial situation. From the financial advisor’s perspective, wealth management is the ability of an advisor or advisory team to deliver a full range of financial services and products to an affluent client in a consultative way.

Theoretically, a wealth manager can provide every single financial product in existence. In reality most wealth managers specialize in services and products they feel most comfortable with.

A further defining quality of wealth management is that it is delivered in a consultative manner. By being consultative, wealth managers are truly client-centered. A good wealth manager meets a client without any presupposition about what financial products or services are appropriate for that affluent individual.

While it is common for a wealthy individual to be sitting with a wealth manager to address a particular need (investment management, say), the consultative wealth manager’s overriding objective is to understand the person and find out what’s important and why. Then the wealth manager is able to bring in the appropriate experts and provide the appropriate financial products.

5 wealth management tips

  • Make sure you have liquid savings.

    While it can be advantageous to invest in illiquid assets – such as property and jewelry – it is always a good idea to have an emergency cash savings stashed away for emergencies. As a general rule of thumb, you will want to put about 20 percent of your income away each month in a savings account.


  • Only use credit when you know that you can pay on time.

    Credit isn’t necessarily a bad thing. In fact, if you use credit to your advantage, it can actually help you accrue wealth. The key to success is only taking out credit when you know you will be able to pay it back on time, whether that is a mortgage or a car loan. But if you do successfully use credit responsibly, it can be leveraged as a key tool in wealth management.


  • It is never too early to start planning for retirement.

    Don’t wait to start saving up for your retirement – you’re never too young to begin. Start thinking about what you want your retirement to look like and how you will achieve that, and start saving sooner rather than later.


  • Develop and stick to financial goals.

    Those who succeed at wealth management have clear-cut, well-defined goals, whether that involves paying off student loans, paying off a mortgage, investing $50,000 in the stock market, or getting $200,000 into a retirement fund. While individual goals will vary, every case takes careful planning to meet those goals, including carefully tracking expenditure.


  • Make sure that you have a long-term strategy.

    Wealth management isn’t something that happens overnight. It is a strategy that you build for the long term to create and then preserve wealth. As an investor, always keep your eye on the long-term prize. It’s best not to get distracted by quick, short-term get rich schemes. Instead, focus on smart long-term investment


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How Can we help

Whether you have a few thousand dollars to manage, or several million, Gerhard Moser Investment Capital Holdings Sресіаlіѕtѕ will ensure that your finances are managed with care. We help you set measurable goals, and we eliminate the guesswork in money management.

Our unique and bespoke service, utilises technology driven methods that have the capability of analysing the daily performance of over 25,000 funds worldwide at any one time.

Our first step is to backtest any existing portfolio you may have to ensure it is in line with your risk appetite and desired growth or income. We will then optimise your existing portfolio or create a new portfolio in line with your risk profile and market conditions.

This helps to ensure minimum downside and maximum upside growth is achieved. This is constantly monitored, reviewed and optimised in line with your investment objectives.


Security

We believe that financial security is one of the most important factors when it comes to investment.

Analysis

By analysing all portfolios top to bottom we provide an in depth account for maximum profitability

Finance

We know how important it is to provide for the future and we keep this at the heart of our philosophy

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Key Considerations

  • Initial risk assessment
  • Identifying your goals and aspirations
  • Growth, income and protection make top optimized portfolios
  • Most cost effective solutions all round

Our Added Value

  • Fully qualified advisers
  • Bespoke portfolio optimization system
  • Private banking fund platform
  • Non-market correlated funds

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